Finance your Department application fees and Salvo’s professional fees through our partnership with Fox Finance Group.
With full finance approval, you can cover these agreed fees without paying them upfront from your own funds. Repay the lender over time, with a term and repayments confirmed through Fox.
Start with Salvo to discuss your visa pathway and costs. Fox handles finance enquiries. Interest, fees and lending criteria apply.
Your visa team. Your finance connection.
Working together to help you plan the next step.
Add your applicants, choose your Salvo package and explore financing all or part of the cost. No personal details required.
Department charges were checked against Home Affairs’ official pricing table on 17 September 2026. Professional fees follow Salvo’s published packages. Eligibility and the final scope are confirmed separately.
The calculation assumes a fixed annual interest rate divided by 52, equal weekly principal-and-interest repayments, and 156 weeks. Any upfront fee allowance is added to the loan and attracts interest. A monthly fee allowance is multiplied by 36 and spread across the weekly estimate. Actual lender calculations, payment frequencies and rounding may differ. Totals use unrounded repayments.
The 8%, 12% and 18% buttons are hypothetical scenarios, not offers or a rate range available through Fox. Rates vary with the lender and borrower. Ask Fox for your personalised rate, comparison rate, all fees and the total amount repayable. Read Moneysmart’s personal-loan guidance.
A professional-fee payment arrangement only addresses part of the budget. Approved finance may also help fund the Department application charge that must be paid at lodgement.
Home Affairs’ references to first and second “instalments” are visa charge stages, not a monthly repayment plan. Finance does not change visa requirements or payment deadlines.
Estimate your visa costs with our cost calculator →Start with Salvo. If you want to proceed and explore finance, we introduce you to Fox with your permission. Select a step to see how the proposed funding process works.
Book a free strategy call. We assess your circumstances, discuss your partner visa pathway and explain the costs before any finance referral.
Finance can move quickly. Fox advises approval can take as little as an hour after submission to a lender, with same-day funding possible. Complete documents, lender assessment and settlement requirements determine the timing; neither is guaranteed.
Pre-approval is conditional. It is not a guarantee that funds will be released. After approval, funds may be released to you or paid directly to Salvo against our invoice, depending on your instructions and the selected lender’s requirements. Any contribution from your own funds must also be arranged before work starts.
Fox Finance Group is Australian owned and operated, based in Maroochydore on the Sunshine Coast. Celebrating 20 years helping Australians, their team brings personal guidance to a fully digital finance process.
Explore your borrowing power and pre-approval with no commitment. Fox says its initial credit assessment does not affect your credit file or score.
A formal lender application may involve a credit enquiry. Fox will explain the next step before you proceed.
Fox advises that approvals can take as little as an hour after submission to a lender, with same-day funds possible.
Timing depends on your documents, the lender’s assessment and settlement conditions. Approval and same-day funding are not guaranteed.
Your dedicated Lending Specialist explains the options you may qualify for, the costs and the repayments, so you can make an informed choice.
Fox’s process is fully digital. Complete the finance steps from your phone, with a specialist to guide you along the way.
Salvo provides migration services and makes the introduction. Fox and the lender manage the finance assessment, loan offer and settlement. The loan is the borrower’s responsibility, including repayments; Salvo is not the lender, a co-borrower or a guarantor.
That is the intended purpose of our referral arrangement. The amount available and which costs can be funded must be confirmed by Fox and the lender. Additional applicants, medicals, police checks, translations and later legal work should be budgeted separately unless expressly included.
The required first instalment of the visa application charge must be paid in full for the application to be valid. The finance option would involve repaying a separate lender; it would not create a monthly payment arrangement with Home Affairs.
Use the calculator above to explore a weekly estimate based on your selected costs and an example interest rate. Fox will confirm your actual rate, fees, repayments and total loan cost before you decide whether to proceed.
No. The lender also assesses your financial circumstances and lending criteria. Fox can explain who may apply and what information is needed.
Fox offers an initial borrowing-power and credit assessment at no cost and with no commitment. Fox advises this initial assessment does not affect your credit file or score. A formal application to a lender may involve a credit enquiry; ask your Fox Lending Specialist to explain before proceeding. Service and lender fees may apply if you proceed.
After approval, the funds may be released to you or paid directly to Salvo against our invoice, subject to your instructions and the lender’s requirements. Fox will confirm how settlement will work. You remain responsible for the loan and its repayments. Salvo is not a party to your loan as a borrower or guarantor.
This may suit an Australian citizen or permanent resident who wants to explore spreading the upfront costs. The lender still assesses income, expenses, credit history and its lending criteria. Discuss the repayments and total cost against your household budget with Fox before deciding.
Finance approval is separate from visa approval. A visa delay or refusal does not automatically cancel a loan. Any Salvo professional-fee guarantee has its own eligibility and written terms; it does not automatically cover loan interest, finance fees or Department charges.
No. Start with a free Salvo strategy call to understand your pathway and costs. You can then decide whether you would like an introduction to Fox.
We’ll help you understand the legal pathway and costs, and explain an introduction to Fox if you would like to explore finance.
Book a free strategy call →A conversation about your options. No obligation to apply for finance.